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Construction Risk: Fire Safety and Threat Assessment

Construction Risk: Fire Safety and Threat Assessment

Fires can happen anywhere, and construction sites are no exception. Welding, electrical work, and several other common construction tasks create the perfect environment for an accidental fire. While having fire extinguishers placed in strategic locations around the construction site is a good idea, it is not a comprehensive solution. Different classes of fires need the… Read More »

Reducing Risk by Driving Workplace Engagement

The single greatest method to improving workplace safety is to engage employees. However, employers should note that engagement and job satisfaction are two different things. While employers want their staff to like their job, engagement is much better for reducing risk. Employees who are engaged have an emotional attachment to their job and take pride… Read More »

How to Choose the Best Car Insurance Coverage

Car insurance companies offer a positive deluge of car insurance policies. While it is great to have options, many car owners do not know how to determine which coverage options are best for them. Below are descriptions of several insurance options ranked by importance. Liability insurance. If you own a car, you must have liability… Read More »

Construction Safety: Accident Prevention and Response

Preventing accidents on a construction site is preferable to managing them after they happen. Unfortunately, many companies fail to realize the extent of hazardous conditions present at a given site until after problems occur. An avoidable incident instead becomes a statistic. Some of the simplest ways to avoid accidents are reporting and acting on unsafe… Read More »

Top Risks for Small Construction Businesses

The construction industry is rife with entrepreneurs and small businesses. The allure of being your own boss, creating dream homes, and building beautiful architecture is undeniable. However, the industry itself poses several risks that can jeopardize an entire operation if not managed appropriately. Below are the most prevalent risks threatening construction businesses. Seasonal Slowdowns For… Read More »

Life Insurance Death Benefits Offer Business and Fiscal Security

Investing in life insurance provides financial security and peace of mind. However, not many people realize how versatile life insurance policies truly are. Most individuals believe life insurance provides income to the bereaved parties as the loved one who passed on can no longer contribute financially. This is true; however, death benefits, the amount of… Read More »

Homeowners Policies and Flood Coverage – Understanding What’s Protected

Whenever hurricanes threaten the coasts, homeowners begin to scour their insurance policies to see if they have coverage for water damage. While many believe their homeowner’s insurance will cover flood damage, this is an erroneous assumption. Homeowners need to invest in a separate policy to cover flood and water damage. While many homeowners associate flood… Read More »

What Every Business Needs to Know about Cybersecurity Insurance

In the aftermath of the Equifax data breach (see our earlier post here), many businesses are scrambling to find out more about their cybersecurity insurance. Do they have enough coverage? What happens in the event of a breach? Investing in appropriate coverage is smart, but it can only mitigate some of the financial risk associated with… Read More »

Safety Best Practices: Securing Your Construction Site

Construction sites are inherently more hazardous than traditional workspaces. Because of these dangers, construction workers must abide by several safety regulations. These regulations help keep construction sites operational and secure. Below are several tips to help construction companies adhere to these regulations as well as promote a safety-driven job site. Fall Protection The Occupational Safety… Read More »

Safe Driving Tips to Prevent Accidents

The rise of technology revolutionized the auto industry. Cars are now safer than ever. However, there are still a staggering number of car accidents each year, the majority of which are due to driver error. The best way to avoid an accident is to employ safe driving behaviors. Below are several safe driving tips to… Read More »