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Effective Employee Wellness Program Ideas

Effective Employee Wellness Program Ideas

Employee wellness programs are rapidly increasing in popularity. While traditional health care benefits will always reign supreme, employees appreciate when their employer makes an effort to improve their life. Employers also benefit from implementation of wellness programs as it can help keep employees healthy and fit for work. This means fewer sick days and less… Read More »

Does Your Construction Business Have Adequate Insurance?

The large number and wide array of employees and contractors involved in the operation of a construction business creates extensive risk exposure. With the right coverage, construction companies can significantly reduce the financial risks associated with construction sites and the people who work in them and live around them. These risks include: Damage to company… Read More »

Homeowner’s Guide to Filing Claims

Having homeowners insurance is a necessary part of home ownership. However, having homeowners insurance and knowing how to use it are two very different things. Every policy is unique to the individual. It is best for homeowners to learn the facts and educate themselves on how to make the most of their coverage if they… Read More »

Executives Falling Behind on Risk Management

Most executives are aware of the risks their business faces, but they are failing to keep pace with them. One study found that 70 percent of executives believe the risks to their company are greater in number and more complicated than in previous years. Meanwhile, only a quarter of those executives felt their risk management… Read More »

Understanding the Most Common Types of Cyber Attacks

There is a growing disconnect between the types of cyber threats business executives think they will encounter and the actual risks their company faces. Business owners hire consultants to install state of the art software to address relatively small problems while leaving larger issues unchecked. Below are some of the most successful types of cyber… Read More »

What You Need to Know About Boat Insurance

Boat insurance is essentially a blend of home and auto insurance. It provides liability coverage for the policyholder if someone is injured on his or her boat. It also provides coverage for injuries or damage caused by the policyholder’s boat. However, unlike home and auto insurance, individuals can put a hold on their boat insurance… Read More »

Common Misconceptions About Flood Insurance

Homeowners and business owners alike have concerns about water damage related to flooding. This is especially true if they live in an area prone to flooding. However, there are numerous myths circulating about flood insurance that add further confusion to this type of coverage. For example, many individuals think of flood damage as a total… Read More »

What Subcontractors Need to Know About Builder’s Risk vs General Liability

General contractors often hire subcontractors to help them with work they cannot do but are ultimately responsible for completing. For example, a general contractor may hire a subcontractor to do the wiring and electrical or the plumbing for a home. Subcontractors need to know when certain events require them to use their own general liability… Read More »

Stopping Theft Before it Occurs on Your Construction Site

Theft is a growing problem for construction sites. From equipment to materials, construction businesses experience $1 billion in losses on a yearly basis. The issue extends beyond the physical loss of resources. Companies have to pay to rent or replace stolen equipment and tools, the associated costs with downtime while waiting for supplies, and a… Read More »

Managing Your Small Business Risk

Small businesses face a variety of risks. To protect yours, it’s crucial to identify the risks specific to your organization, then develop a strategy for managing them. Below are some common risks small businesses face as well as how to attenuate them. Cybersecurity A data breach is much more than a violation of your and… Read More »