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EPLI Coverage as a Proactive Defense Against Pregnancy Discrimination

EPLI Coverage as a Proactive Defense Against Pregnancy Discrimination

Finding talented employees is a difficult process. Employers must wade through numerous applications, conduct interviews, and determine which candidate is best for the job. Discrimination laws add an additional layer of complication to the hiring process. Many employers know they cannot refuse to hire someone based on their age, race, sex, sexual orientation, disability, or… Read More »

Wearable Technology to Reduce Construction Incidents and Claims

Every construction company needs insurance. Investing in coverage is a smart business practice and can protect a company in the event of costly claims. However, many employers want to reduce workplace accidents or prevent them altogether. Because of this, many within the construction industry are turning to wearable technology to manage risks. Reducing workplace hazards… Read More »

Can You Answer These Questions About Your Homeowners Policy?

Buying a home can be a daunting prospect. Homeowners insurance should provide some peace of mind, but navigating different policies and coverage options can be overwhelming. There are several questions homeowners can ask their insurance agent to gain clarity and ensure they have the best coverage for their home. Does Your Policy Provide Enough Coverage… Read More »

How to Save When Adding a Teenage Driver to Your Auto Insurance

Adding a teenage driver to your auto insurance policy can be expensive. The cost can catch many by surprise. Thankfully, while adding a teen driver is still expensive, the cost is decreasing. For example, in 2013, adding a teenager to a car insurance policy increased rates by 85% on average. That number has since dropped… Read More »

Cyber Insurance Vital to Risk Management

Business owners can handle risk management in a couple of ways. They can reduce their exposure to risk as well as invest in insurance to protect their assets against risk exposure once it occurs. Reducing contact with known risks can reduce insurance rates as well. A company’s best line of defense is to mitigate risk… Read More »

Top Tactics to Manage Construction Risks

All businesses come with a certain degree of risk—some more than others. For example, the construction industry faces much more risk than a standard desk job. Loss of finances, personal injury, and property damage are just some of the upfront hazards construction companies face. After completing a project, construction businesses may experience other claims such… Read More »

3 Ways EPLI Protects Your Business

No employer hires an individual with the intent to provide an unhealthy work environment. However, mistakes happen and those mistakes can lead to lawsuits. Employment Practices Liability Insurance (EPLI) protects a company and its employees in the event of an unfair employment practices lawsuit. These types of claims cover a wide range of offenses such… Read More »

General Liability Insurance vs BOP

Every business owner understands the importance of obtaining insurance to protect themselves and their company. However, which type of policy they need is not always clear. For liability coverage, businesses have two options available to them: General Liability Insurance or the more expansive Business Owner’s Policy (BOP). Each type of insurance has its own benefits.… Read More »

Effective Employee Wellness Program Ideas

Employee wellness programs are rapidly increasing in popularity. While traditional health care benefits will always reign supreme, employees appreciate when their employer makes an effort to improve their life. Employers also benefit from implementation of wellness programs as it can help keep employees healthy and fit for work. This means fewer sick days and less… Read More »

Does Your Construction Business Have Adequate Insurance?

The large number and wide array of employees and contractors involved in the operation of a construction business creates extensive risk exposure. With the right coverage, construction companies can significantly reduce the financial risks associated with construction sites and the people who work in them and live around them. These risks include: Damage to company… Read More »