Equifax’s Cyber Insurance Not Enough to Contend with the Breach
As news broke of one of the biggest information hacks in history, Equifax became the new face of insufficient cyber security. The breach now serves as a cautionary tale for businesses everywhere. Most cyber attacks focus on small businesses, as they are often easier to hack into due to deficient cyber security. Larger businesses are… Read More »
Hiring Law & Ethics and Employment Practices Liability
Finding and hiring talented employees is a difficult enough task by itself. Reviewing resumes, interviewing candidates, and determining which individual is the best fit takes time, and time equals money. However, recruiters and employers also need to consider the legal aspects of hiring if they want to avoid a discrimination lawsuit. Employers need to take… Read More »
Are You Managing Your Construction Risk?
Every construction project poses unique challenges and risks. Managing these risks is vital for a construction company to survive and thrive. Hoping a risk does not become a reality or outright ignoring it is a recipe for financial disaster. However, businesses cannot begin to manage their risks without knowing the possible sources as well as… Read More »
Tips to Keep Motorcycle Insurance Costs Low
Motorcycle insurance is an absolute must, but many motorcycle enthusiasts balk at the expense associated with adequate coverage. Underinsuring a motorcycle is a risky gamble as well since the owner may end up paying out of pocket for larger claims. However, there are steps motorcyclists can take to secure a more competitive insurance premium. Top… Read More »
Three Types of Insurance Business Owners May Not Know They Need
Starting a new business is an exciting prospect, but it also requires a lot of hard work. Entrepreneurs have to focus on several elements all at once such as their products, their customers, their insurance, and their bottom line. However, failing to invest in the right kind of business insurance can lead to financial ruin.… Read More »
Does Your Boat Need Insurance?
Insurance is not usually a gray area. Drivers know they need car insurance, homeowners know they need homeowners insurance, and renters know they need renters insurance. It seems like common sense that boat owners would need boat insurance; however, this is not always the case. Depending on several factors, an individual’s homeowner’s or renter’s insurance… Read More »
EPLI Coverage as a Proactive Defense Against Pregnancy Discrimination
Finding talented employees is a difficult process. Employers must wade through numerous applications, conduct interviews, and determine which candidate is best for the job. Discrimination laws add an additional layer of complication to the hiring process. Many employers know they cannot refuse to hire someone based on their age, race, sex, sexual orientation, disability, or… Read More »
Wearable Technology to Reduce Construction Incidents and Claims
Every construction company needs insurance. Investing in coverage is a smart business practice and can protect a company in the event of costly claims. However, many employers want to reduce workplace accidents or prevent them altogether. Because of this, many within the construction industry are turning to wearable technology to manage risks. Reducing workplace hazards… Read More »
Can You Answer These Questions About Your Homeowners Policy?
Buying a home can be a daunting prospect. Homeowners insurance should provide some peace of mind, but navigating different policies and coverage options can be overwhelming. There are several questions homeowners can ask their insurance agent to gain clarity and ensure they have the best coverage for their home. Does Your Policy Provide Enough Coverage… Read More »
How to Save When Adding a Teenage Driver to Your Auto Insurance
Adding a teenage driver to your auto insurance policy can be expensive. The cost can catch many by surprise. Thankfully, while adding a teen driver is still expensive, the cost is decreasing. For example, in 2013, adding a teenager to a car insurance policy increased rates by 85% on average. That number has since dropped… Read More »