Personal automotive insurance is legally mandated in all 50 states. But the mandated extent of coverage can vary dramatically, as can rates. Further, your risk profile will change based upon where and when you drive, what you drive, how you drive, and more. Understanding how much risk you pose to yourself, your vehicle, your loved ones, the public, and your insurance carrier is a complex process.
But we’re experts in assessing risk and presenting individuals and families with information and options – so you can make an educated decision. Our coverages are personalized, and our rates are competitive. Beyond this, we offer attentive and experienced service for all your policy needs. Read below to view a list of the compulsory and optional coverages available to you.
Compulsory Auto Policy Coverage
- Bodily Injury to Others
- Personal Injury Protection
- Bodily Injury Caused by Uninsured Auto
- Damage to Someone Else’s Property
- Optional Bodily Injury to Others
- Medical Payments
- Substitute Transportation
- Towing and Labor
- Bodily Injury Caused by an Underinsured Auto