Life insurance is a crucial step in planning for the future. Your loved ones, your business, your legacy – all these are vulnerable to the emotional and financial toll of your passing. Protecting what matters most can prove inexpensive while providing great peace of mind for you and yours.
The death benefit is income-tax free and can be used to cover funeral expenses, repay debt, provide education, pay estate taxes or any other expenses your survivors may incur. Life insurance may also be used to help ensure that a family business will pass to your intended survivor. Beyond this there are benefits to certain types of life insurance plans during your lifetime. Understanding your options is the first step, and it costs nothing more than a little of your time.