Open enrollment is a stressful time for employees and human resources. With the wealth of information available, it can be frustrating to see employees make poor decisions regarding their health care. Every employee has unique needs and there is often a plan that corresponds to their specific health situations. Unfortunately, 80% of Americans pick a… Read More »
Purchasing insurance policies is a process that is often rife with confusion. The buyer knows they need some form of the insurance, but they aren’t sure about the bells and whistles available to them. For example, when investing in car insurance, the purchaser knows he or she wants collision and comprehensive coverage—but what about roadside… Read More »
Encouraging and enforcing safety standards on construction sites is vital to maintaining a safe and effective team. However, safety programs for the sake of safety programs doesn’t do anyone any favors. If employees don’t feel compelled to make changes for the sake of their safety, supervisors need to find ways to get them motivated. Start… Read More »
With the competition in the job market showing no signs of slowing down, employers need to step up their game to become an employer of choice. Obtaining this status means talented job candidates want to work for the company, and the existing workforce wants to stay with the company. While recruitment is important, most employers… Read More »
Human Resources (HR) employees have a lot to juggle. With open enrollment being one of their more important and stressful tasks, it is vital that HR understands the common pitfalls for employees trying to sign up for health insurance. Knowing what issues trip up employees can help HR professionals implement solutions and strategies to prevent… Read More »
Cybersecurity has been making headlines due to a number of significant data breaches. Yahoo, Target, and Equifax are just some of the biggest successful hacks to gain attention. Most data breaches are the result of human or process errors. The top five causes are: Lost or stolen paperwork Posting or sending data to the wrong… Read More »
When it comes to homeowners’ insurance, customers get what they pay for. This creates a huge risk potential if homeowners’ opt for less coverage to save money in the short term. By neglecting coverage needs, homeowners may find they are underinsured or lack the coverage options they need in the event of a claim. That… Read More »
Summertime is a great time for construction, but the summer heat creates significant risks for work crews. Once temperatures start to rise above 90 degrees, heat stress becomes a significant concern. Excess heat can cause fatigue, distraction, and loss of attention to detail. All of these factors can lead to workplace accidents, injuries, or even… Read More »
Employment Practices Liability Insurance (EPLI) protects employers against claims alleging wrongful employment practices. The three most common reasons employees file EPL suits are due to sexual harassment, discrimination, and wrongful termination. However, like all insurance policies, there are exclusions and limitations for EPLI coverage. How Does EPLI Coverage Work? Insurers draft EPLI policies on a… Read More »
There are many common misconceptions about life insurance, which isn’t surprising given that over half of consumers don’t understand how it works. Many people overlook life insurance because they believe in some common myths or because they don’t think it’s important for their current stage of life. However, not having life insurance when they need… Read More »