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How to Avoid the 3 Most Common EPLI Risks

How to Avoid the 3 Most Common EPLI Risks

Employment Practices Liability Insurance (EPLI) protects employers against claims alleging wrongful employment practices. The three most common reasons employees file EPL suits are due to sexual harassment, discrimination, and wrongful termination. However, like all insurance policies, there are exclusions and limitations for EPLI coverage. How Does EPLI Coverage Work? Insurers draft EPLI policies on a… Read More »

Are You Making These Life Insurance Mistakes?

There are many common misconceptions about life insurance, which isn’t surprising given that over half of consumers don’t understand how it works. Many people overlook life insurance because they believe in some common myths or because they don’t think it’s important for their current stage of life. However, not having life insurance when they need… Read More »

4 Surprising Challenges that Impede Construction Safety

Many construction dangers are obvious, such as large machines. However, several hidden perils cause injuries on a daily basis. Construction companies need to keep their construction workers safe, which often requires them to do more than enforce the minimum safety standards. The following are lesser-known construction safety challenges that construction companies need to address to… Read More »

Are You Prepared for Climate Risks?

2017 was a record year for natural disasters. Hurricanes, fires, and flooding plagued much of the nation, and the total cost blew previous records out of the water. 2005 represented the previous record, with Hurricane Katrina and Rita racking up $214.8 billion in damages. In 2017, natural disasters totaled more than $300 billion in damages.… Read More »

How to Handle Major and Minor Construction Accidents

Despite best efforts, accidents do happen on construction sites. However, when people think of construction accidents, their minds focus on the worst-case scenarios. The truth is accidents come in various forms and intensity. From minor cuts to fractured bones, proper treatment is vital to a positive outcome. Managing Minor Injuries Blisters, scratches, and splinters are… Read More »

This Is What Happens When Cyber Criminals Succeed

When forecasting the next five years, cybersecurity specialists produced some bleak statistics. Cybercrime is on the rise, and it is not showing any signs of slowing down. With cybersecurity technology struggling to keep up with high-tech crimes, the industry is bracing for what is to come. The following are the top predictions for cybersecurity in… Read More »

Why You Need to Know All 6 Vehicle Autonomy Levels

The race is on to create the best driverless car, but not many people know there are varying degrees of vehicle autonomy. While most think of autonomous vehicles as futuristic and 100% hands-free, the reality is a little different. It is important to note that an autonomy level does not describe the vehicle but the… Read More »

Are Your Construction Workers Prepared for an Emergency?

Most individuals perform their morning routines without much thought. They do not have to wake up and remind themselves to brush their teeth, brew their coffee, and grab their lunch out of the refrigerator. They have ingrained these habits to the point where they become automatic. The same is true for construction workers on job… Read More »

5 Tips to Avoid Becoming a Cyber Scam Victim

Cybersecurity experts put a lot of emphasis on creating unique, strong passwords for sensitive accounts. However, keeping your business data safe goes far beyond distinctive passwords. Even when staff members deploy seemingly unbreakable passwords, they still fall victim to cyber crimes. That is why, in addition to using impenetrable passwords, employees need to take measures… Read More »

3 Critical Components of a Robust Multigenerational Benefits Package

Many businesses are reworking their benefits offerings to appeal to millennials and Generation Z. The idea holds merit considering the vast majority of individuals entering the workforce come from these two generations. However, ignoring the existing workforce’s needs can spell disaster for businesses. What appeals to a millennial may seem trivial to a baby boomer… Read More »